Habitat homeowners help build their own homes alongside volunteers and pay an affordable mortgage.  They put in 250 hours of "sweat equity".  Families are selected based on three criteria:

• Applicant's level of need

• Willingness to partner with Habitat

• Ability to repay a mortgage through an affordable payment plan

This program focuses on providing home repairs and modifications to low-income senior citizens without a safety net.  All repairs and modifications are performed at no cost to the homeowner.  The homes must be owner-occupied and current on mortgage, taxes, and home equity payments.  Critical repairs range from accessible walk-in showers to roofing, home-leveling, and much needed AC systems, etc.

The Financial Education classes cover topics such as budgeting, credit cards, credit reports, debt and loans, saving, investing, and planning for the future.  These classes are open to the public as a service to the community with the hope that financial education will empower more citizens to have stronger and more secure futures.

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These classes are required of future Habitat homeowners.

Partnering to repair homes with veterans and their families.
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Using a person-centered, trauma-informed approach, we partner with veteran and surviving spouse homeowners in the Colorado County area to repair their homes in need of repairs that may be too costly or physically challenging. Critical home repairs/modifications help eliminate barriers to a healthier, more financially stable life.